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	<title>
	Comments on: On Student Loans: Gems of Advice from Dr. al-Basyouni al-Azhari	</title>
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	<link>https://www.virtualmosque.com/islam-studies/on-student-loans-gems-of-advice-from-dr-al-basyouni-al-azhari/</link>
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		<title>
		By: Ryan		</title>
		<link>https://www.virtualmosque.com/islam-studies/on-student-loans-gems-of-advice-from-dr-al-basyouni-al-azhari/#comment-5857</link>

		<dc:creator><![CDATA[Ryan]]></dc:creator>
		<pubDate>Mon, 18 Apr 2011 01:34:11 +0000</pubDate>
		<guid isPermaLink="false">http://www.virtualmosque.com/blog/?p=287#comment-5857</guid>

					<description><![CDATA[I am seriously struggling with this. I am extremely scared of taking out additional student loans to finish my Bachelors degree.(I already have several which were taken to finish my A.A.) My mother is insistent that I take out the loans, and hope for forgiveness, and pray that opportunities arise which allow me to pay them off quickly or have them forgiven through non profit work. I do not want to displease my mother...but I honestly think the loans are not wise. I have no way to pay back the loans I already have, and the economy is so bad, and my job pays so little I will never be able to afford to support a family or travel and teach, which is something I really wish to do...That being said I cannot argue that student loans are a necessity because I am not starving or destitute in any way, I am just not getting anywhere]]></description>
			<content:encoded><![CDATA[<p>I am seriously struggling with this. I am extremely scared of taking out additional student loans to finish my Bachelors degree.(I already have several which were taken to finish my A.A.) My mother is insistent that I take out the loans, and hope for forgiveness, and pray that opportunities arise which allow me to pay them off quickly or have them forgiven through non profit work. I do not want to displease my mother&#8230;but I honestly think the loans are not wise. I have no way to pay back the loans I already have, and the economy is so bad, and my job pays so little I will never be able to afford to support a family or travel and teach, which is something I really wish to do&#8230;That being said I cannot argue that student loans are a necessity because I am not starving or destitute in any way, I am just not getting anywhere</p>
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		<title>
		By: Rajendra		</title>
		<link>https://www.virtualmosque.com/islam-studies/on-student-loans-gems-of-advice-from-dr-al-basyouni-al-azhari/#comment-5856</link>

		<dc:creator><![CDATA[Rajendra]]></dc:creator>
		<pubDate>Sat, 23 Jan 2010 10:58:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.virtualmosque.com/blog/?p=287#comment-5856</guid>

					<description><![CDATA[I agree with Abdel-Rahman....]]></description>
			<content:encoded><![CDATA[<p>I agree with Abdel-Rahman&#8230;.</p>
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		<title>
		By: akhan		</title>
		<link>https://www.virtualmosque.com/islam-studies/on-student-loans-gems-of-advice-from-dr-al-basyouni-al-azhari/#comment-5855</link>

		<dc:creator><![CDATA[akhan]]></dc:creator>
		<pubDate>Fri, 09 May 2008 05:16:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.virtualmosque.com/blog/?p=287#comment-5855</guid>

					<description><![CDATA[med school is $40,000 a year! I need a get rich quick plan fast!

btw do Islamic student loans exist?]]></description>
			<content:encoded><![CDATA[<p>med school is $40,000 a year! I need a get rich quick plan fast!</p>
<p>btw do Islamic student loans exist?</p>
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		<title>
		By: Abu Noor Al-Irlandee		</title>
		<link>https://www.virtualmosque.com/islam-studies/on-student-loans-gems-of-advice-from-dr-al-basyouni-al-azhari/#comment-5854</link>

		<dc:creator><![CDATA[Abu Noor Al-Irlandee]]></dc:creator>
		<pubDate>Wed, 07 May 2008 18:49:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.virtualmosque.com/blog/?p=287#comment-5854</guid>

					<description><![CDATA[As salaamu &#039;alaykum,

I agree with Abdel-Rahman that developing these type of funds for scholarships or no-interest loans should be a top priority of Muslim organizations.  This issue has been known to be very important for some time and in the meantime countless Muslims have engaged in the serious sin of riba.  Among these are many who really did not wish to do so, but so no &quot;practical&quot; way out.  On the individual level, we should strive to have more taqwa, but as a community we have to make it easier for people to do the right thing especially when they would do so if you showed them the way.

As to Mohammad&#039;s point about lawyers, this leads to the fact that in certain key areas, we have to go far beyond just the scholarships issue to address many other serious long term planning issues.  One can say that we need a lot more Muslim lawyers, but the fact is that as we speak there are many Muslim lawyers in the United States, and most of them in their professional lives are not dealing with so-called &quot;Muslim issues&quot; which are the ones that we think we need all the lawyers for.  A large percentage of the Muslims who need legal assistance cannot pay for it themselves.  If we want Muslim lawyers to service the community, we need to fund organizations that can hire them to do legal work that is needed by the community and if we want to attract the best talent we have to pay those lawyers competitively with what they could get in other legal jobs.  We also have to provide opportunities for Muslim lawyers who want to work in these areas to train and develop experitise in those areas.

If you look at high profile Muslim legal cases, you will most often find non-Muslim lawyers representing our brothers and sisters.  There are many reasons for this, but it is not accidental nor is it because there are no Muslim lawyers.  It is for more complex reasons which require well thought out plans and strategies to address them.

MaShaAllah there are many many Muslim lawyers just like there are in many other fields who do some work for free or who take less money to work for causes they believe in, this is sadaqah on their part as individuals but it is not a good plan for sustainable high functioning communities.

Allaah knows best.]]></description>
			<content:encoded><![CDATA[<p>As salaamu &#8216;alaykum,</p>
<p>I agree with Abdel-Rahman that developing these type of funds for scholarships or no-interest loans should be a top priority of Muslim organizations.  This issue has been known to be very important for some time and in the meantime countless Muslims have engaged in the serious sin of riba.  Among these are many who really did not wish to do so, but so no &#8220;practical&#8221; way out.  On the individual level, we should strive to have more taqwa, but as a community we have to make it easier for people to do the right thing especially when they would do so if you showed them the way.</p>
<p>As to Mohammad&#8217;s point about lawyers, this leads to the fact that in certain key areas, we have to go far beyond just the scholarships issue to address many other serious long term planning issues.  One can say that we need a lot more Muslim lawyers, but the fact is that as we speak there are many Muslim lawyers in the United States, and most of them in their professional lives are not dealing with so-called &#8220;Muslim issues&#8221; which are the ones that we think we need all the lawyers for.  A large percentage of the Muslims who need legal assistance cannot pay for it themselves.  If we want Muslim lawyers to service the community, we need to fund organizations that can hire them to do legal work that is needed by the community and if we want to attract the best talent we have to pay those lawyers competitively with what they could get in other legal jobs.  We also have to provide opportunities for Muslim lawyers who want to work in these areas to train and develop experitise in those areas.</p>
<p>If you look at high profile Muslim legal cases, you will most often find non-Muslim lawyers representing our brothers and sisters.  There are many reasons for this, but it is not accidental nor is it because there are no Muslim lawyers.  It is for more complex reasons which require well thought out plans and strategies to address them.</p>
<p>MaShaAllah there are many many Muslim lawyers just like there are in many other fields who do some work for free or who take less money to work for causes they believe in, this is sadaqah on their part as individuals but it is not a good plan for sustainable high functioning communities.</p>
<p>Allaah knows best.</p>
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		<title>
		By: Faisal		</title>
		<link>https://www.virtualmosque.com/islam-studies/on-student-loans-gems-of-advice-from-dr-al-basyouni-al-azhari/#comment-5853</link>

		<dc:creator><![CDATA[Faisal]]></dc:creator>
		<pubDate>Mon, 05 May 2008 22:59:09 +0000</pubDate>
		<guid isPermaLink="false">http://www.virtualmosque.com/blog/?p=287#comment-5853</guid>

					<description><![CDATA[Salam wrt. thank u for everything akhi the dua and phone call, my phone was off. May Allah bless u and yours.  please continue dua for my family. wasalam

Faisal , your bro

]]></description>
			<content:encoded><![CDATA[<p>Salam wrt. thank u for everything akhi the dua and phone call, my phone was off. May Allah bless u and yours.  please continue dua for my family. wasalam</p>
<p>Faisal , your bro</p>
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		<title>
		By: AbdelRahman Murphy		</title>
		<link>https://www.virtualmosque.com/islam-studies/on-student-loans-gems-of-advice-from-dr-al-basyouni-al-azhari/#comment-5852</link>

		<dc:creator><![CDATA[AbdelRahman Murphy]]></dc:creator>
		<pubDate>Mon, 05 May 2008 15:31:23 +0000</pubDate>
		<guid isPermaLink="false">http://www.virtualmosque.com/blog/?p=287#comment-5852</guid>

					<description><![CDATA[&lt;blockquote&gt;In this case it is not possible for the community to choose just 2 or 3 individuals to pursue the degree as we need hundreds or even thousands of muslim lawyers. Would this be considered necessary?&lt;/blockquote&gt;
I think that the logistics of the &quot;community scholarships&quot; idea could be worked out more, allowing more than 2 or 3 people to pursue their degrees; it is, however, a great idea, and it&#039;s exciting to see that it&#039;s legitimately being discussed on the scholarly level. Perhaps at the major Islamic conferences (ISNA, MAS/ICNA, TDC) this can be a topic of discussion, and within the next few years we will see a Muslim Scholarship Fund for undergraduate and graduate studies. As someone who&#039;s in school right now, I definitely would appreciate it.]]></description>
			<content:encoded><![CDATA[<blockquote><p>In this case it is not possible for the community to choose just 2 or 3 individuals to pursue the degree as we need hundreds or even thousands of muslim lawyers. Would this be considered necessary?</p></blockquote>
<p>I think that the logistics of the &#8220;community scholarships&#8221; idea could be worked out more, allowing more than 2 or 3 people to pursue their degrees; it is, however, a great idea, and it&#8217;s exciting to see that it&#8217;s legitimately being discussed on the scholarly level. Perhaps at the major Islamic conferences (ISNA, MAS/ICNA, TDC) this can be a topic of discussion, and within the next few years we will see a Muslim Scholarship Fund for undergraduate and graduate studies. As someone who&#8217;s in school right now, I definitely would appreciate it.</p>
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		<title>
		By: Mohammad		</title>
		<link>https://www.virtualmosque.com/islam-studies/on-student-loans-gems-of-advice-from-dr-al-basyouni-al-azhari/#comment-5851</link>

		<dc:creator><![CDATA[Mohammad]]></dc:creator>
		<pubDate>Mon, 05 May 2008 09:55:02 +0000</pubDate>
		<guid isPermaLink="false">http://www.virtualmosque.com/blog/?p=287#comment-5851</guid>

					<description><![CDATA[I think it would be agreed that, for example we need more muslim lawyers in America, but it is impossible to earn a law degree without loans (average tuition is about $30,000 a year, even at public schools, not including cost of living etc).  In this case it is not possible for the community to choose just 2 or 3 individuals to pursue the degree as we need hundreds or even thousands of muslim lawyers.  Would this be considered necessary?]]></description>
			<content:encoded><![CDATA[<p>I think it would be agreed that, for example we need more muslim lawyers in America, but it is impossible to earn a law degree without loans (average tuition is about $30,000 a year, even at public schools, not including cost of living etc).  In this case it is not possible for the community to choose just 2 or 3 individuals to pursue the degree as we need hundreds or even thousands of muslim lawyers.  Would this be considered necessary?</p>
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