Sh. Basyouni of Boston is a real undercover gem. He was first is in his class in the college of Dawa al-Azhar, and while defending his his doctoral dissertaion the proffesor said to him, “Your title is dawa in the light of Sura al-Anbiyah, but your topic has covered the entire Qur’an and left nothing to be uncovered!”
I would advice those who live in the Boston area to take this person as a serious resource for understanding Islam and building one’s personality. He is very active with MAS and we hope that he will be used more in the USA so people can take benefit. Here are his thoughts on the issue of taking loans for one’s education. The point of discussion was: is education a nessesity and if so does the axiom, “Necessities permit the forbidden” apply?
The answer: [thanks to Sister ‘Aisha for asking the Sheikh]
As-Salamu Alaikum wa rahmatullahi wa barakatuhu
Alhamdulillah I visited Shaikh Basyouni at his office today before ‘Asr and asked him a few questions, among them the issue of the Interest-bearing Student Loan. This is what he said:
- Dealing with interest in any way (whether receiving or paying) is not permitted
- If it is for a necessary education or knowledge i.e. a necessity then it may be allowed by several scholars
- There are differences between the levels of education that qualify as “necessary”
- It may be necessary to have a bachelors degree
- It may not be necessary to have a Masters or a PhD.
- In general he said: “Do not put yourself in a position to take on something that is not agreed upon by the scholars”
Who decides if it is necessary?
- Sometimes the community decides
- If we need the specific major we may guide and direct some people towards it
- Sometimes the individual decides, with TAQWA
- They must ask themselves, “Do I really need it as a necessity or is it something extra for myself?”
He added something very valuable that hasn’t been discussed so far. He added the emani, rabbani, mutaqqee perspective (it may have been mentioned but I may have been neglectful in perceiving it)
He said: “If you leave something you need for the sake of Allah, because it is doubtful, Allah will give you something better. With this intention, Allah will make things easy.”
He also added another important point. He said, “This need can also be met if we become united as a community and have a plan and encourage qualified people to sponsor one or two people to pursue the majors that are needed. This is the BEST solution. This is what is meant by Takaaful and can sometimes be taken from the Zakat al-Maal if it affects our growth as a community, or helps the society at large under the name of Islam/da’wah.”
Jazakum Allahu Khairan